America's Top Private Lender

BRIDGE
BRIDGE
FIX & FLIP
FIX & FLIP
NEW CONSTRUCTION
NEW CONSTRUCTION
RENTAL
RENTAL

Fix & Flip Loans

Total Transacted (Last 24 Months)

300+ Million

Number of Loans

3,000+

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Why RBI for Private Loans?

fast closing
Fast Closing
Fast
Closing

Approval within 24-48 hours, average closing within 7-12
days.

No Prepayment Penalty
No Prepayment Penalty
There are no penalties for paying off or partially amortizing the debt at any time.
Low rates, Low payments
Low rates, Low payments
Competitive rates and flexible programs with interest only payment until maturity.
Everyone Welcome
Everyone Welcome
Everyone
Welcome
Including borrowers with no credit history, new businesses and foreign nationals.

Our Lending Process

Get Started

Fast Closing

Fill out our quick application and get a term sheet within 24 hrs.

Diligence

Diligence

Inspection, title work, and loan docs will be prepared for closing.

Get funded

Get funded

Sign and get funded. It’s that easy.

Loan Programs

For general information, such as standard terms and requirements check our loan programs
Learn More

Loan Programs

For general information, such as standard terms and requirements check our loan programs
Learn More

What Clients Say

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Our Reviews

Diego Mengotti

I was seeking advice for a second investment property and could not be any happier to find RBI mortgages and the help of Ricardo Rodriguez! Great honest team with timely response. I will surely do business with you in the future.

Posted on:
Google

Claudia Mendoza

Claudia Mendoza

I looked for RBI Mortage by emergency and they helped me to get out of my predicament in 2 weeks, I was surprised by your speed in all areas . Thank you RBI for helping us maintain this property.

Posted on:
Google

Lily Cohen

Lily Cohen

Easy to work with professional, fair honest and on point with everything. It was a pleasure doing business with RBI. Andres is the man! I couldn’t be happier in my new home with the right mortgage attached for success.

Posted on:
Google

Daniel Gutierrez

Daniel Gutierrez

Thank you to RBI for giving us solutions for all our clients, this company provides an amazing service for private lending. I highly recommend them to work as your lender on any deal.

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Google

Dania Suarez

Dania Suarez

Excellent company. Two of my buyer costumers have obtained their home loans with them, and we’ve had a fast closing, and great costumer service.  Yael answers our questions promptly and is always available for help.

Posted on:
Google

Jose Bruno Padilla

Jose Bruno Padilla

I had a 10 day closing and with RBI Mortgages I had an approval in less than 24 hours and with better conditions. I recommend them personally. Thanks Alejandro for all your help.

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Google

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Contact us

for your real estate loan
Make an appointment

FAQ

Do you offer personal loans?
We do not offer personal loans. Our loan programs are for real estate investors. 

What kind of real estate loans do you offer?
RBI finances real estate investments. Both the purchase of properties for rent or a second residence, as well as renovations for subsequent resale. We also finance real estate development.

What are the interest rate and loan term?
Usually, our rates are 9.99%. Loan terms are 12 to 36 months. There are some closing costs such as a 1.75% origination fee. 

What is the amortization type?
Most of our loans are interest only, which means a fixed interest is paid throughout the term and the full balance at maturity. For example, a $100,000 with 12 monthly terms and 9% rate will yield 12 monthly payments of $750 and a final payment of $100,000.

What happens if I sell the property or prepay the loan before maturity?
In most of our loans, there is no prepayment penalty, so you can pay the same amount of the loan before the term ends.

MORE QUESTIONS? ►►