Total Transacted (Last 24 Months)
Number of Loans
Why RBI for Private Loans?
Approval within 24-48 hours, average closing within 7-12
Our Lending Process
Fill out our quick application and get a term sheet within 24 hrs.
Inspection, title work, and loan docs will be prepared for closing.
What Clients Say
I was seeking advice for a second investment property and could not be any happier to find RBI mortgages and the help of Ricardo Rodriguez! Great honest team with timely response. I will surely do business with you in the future.
I looked for RBI Mortage by emergency and they helped me to get out of my predicament in 2 weeks, I was surprised by your speed in all areas . Thank you RBI for helping us maintain this property.
Thank you to RBI for giving us solutions for all our clients, this company provides an amazing service for private lending. I highly recommend them to work as your lender on any deal.
Excellent company. Two of my buyer costumers have obtained their home loans with them, and we’ve had a fast closing, and great costumer service. Yael answers our questions promptly and is always available for help.
Jose Bruno Padilla
I had a 10 day closing and with RBI Mortgages I had an approval in less than 24 hours and with better conditions. I recommend them personally. Thanks Alejandro for all your help.
Do you offer personal loans?
We do not offer personal loans. Our loan programs are for real estate investors.
What kind of real estate loans do you offer?
RBI finances real estate investments. Both the purchase of properties for rent or a second residence, as well as renovations for subsequent resale. We also finance real estate development.
What are the interest rate and loan term?
Usually, our rates are 9.99%. Loan terms are 12 to 36 months. There are some closing costs such as a 1.75% origination fee.
What is the amortization type?
Most of our loans are interest only, which means a fixed interest is paid throughout the term and the full balance at maturity. For example, a $100,000 with 12 monthly terms and 9% rate will yield 12 monthly payments of $750 and a final payment of $100,000.
What happens if I sell the property or prepay the loan before maturity?
In most of our loans, there is no prepayment penalty, so you can pay the same amount of the loan before the term ends.