Programs
For general information, such as standard terms and requirements check our loan programs bellow
Bridge
Bridge loan are short-term loans, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.
Fix and Flip
Fix-and-flip loan are short-term loans used by real estate investors to purchase and improve a property to then sell for a profit or refinance.
New Construction
New construction loan are short-term loans used to finance the building or renovation of a home or real estate project.
DSCR/Rental
Rental Loan are a financing option for investors looking for a long-term solution, at an attractive rate.
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FAQ
Do you offer personal loans?
We do not offer personal loans. Our loan programs are for real estate investors.
What kind of real estate loans do you offer?
RBI Private Lending finances real estate investments. Both the purchase of properties for rent or a second residence, as well as renovations for subsequent resale. We also finance real estate development.
What are the interest rate and loan term?
Usually, our rates are 9.99%. Loan terms are 12 to 36 months. There are some closing costs such as a 1.75% origination fee.
What is the amortization type?
Most of our loans are interest only, which means a fixed interest is paid throughout the term and the full balance at maturity. For example, a $100,000 with 12 monthly terms and 9% rate will yield 12 monthly payments of $750 and a final payment of $100,000.
What happens if I sell the property or prepay the loan before maturity?
In most of our loans, there is no prepayment penalty, so you can pay the same amount of the loan before the term ends.
