Built from Conviction.
Grown Through Trust
A decade of smart capital. A platform built for real estate investors who expect more,and a team that shows up every time to deliver it.
Who We Are
RBI was founded in 2015 on a single belief: that private lending could operate at a higher standard. One built on discipline, transparency, and relationships that outlast any single deal.
Over a decade later, that belief lives in every transaction and in every client who comes back.
Our Purpose. Our Promise.
Delivering efficient and personalized solutions for real estate investments, while leading the industry with uncompromising standards and quality service.
Meet the Team
ERNESTO ROSTOKER
Chief Executive Officer Member of the Board
Ernesto is the founder and CEO of RBI Private Lending and one of the driving forces behind the firm’s rise as a leading name in the private lending industry. Since launching RBI in 2015, he has shaped the company into a trusted partner for real estate investors nationwide — known for its disciplined underwriting, client-first approach, and consistent execution across market cycles. He sets the company’s strategic vision and leads its investment strategy, capital deployment, and risk management, positioning RBI at the forefront of innovation in private lending.
Ernesto holds degrees in Industrial Engineering and Economics from the University of Miami, a Master’s in Accounting from Nova University, and completed Harvard’s Advanced Management Development Program in Real Estate.
LEONARDO ROSTOKER
Chief Financial Officer Member of the Board
Leonardo leads RBI Private Lending’s financial strategy and is a key architect of the firm’s disciplined approach to capital and growth. He oversees capital structuring, strategic planning, compliance, and risk management — ensuring the financial stability and oversight that support RBI’s expansion and give investors, partners, and borrowers confidence in every loan the firm originates.
Leonardo holds degrees from Universidad Metropolitana de Caracas and Nova University, and a Certificate in Digital Assets from Cornell. A licensed Florida Title Agent and certified accountant, he also serves as Internal Auditor for RBI Alliance, with prior experience at the Caracas Stock Exchange (BVC) and the Risk and Credit Department at 100% Banco.
ANDRES SAIAS
Chief Lending Officer Member of the Board
As Chief Lending Officer and Member of the Board, Andres leads RBI Private Lending’s origination strategy and business development across the firm’s Fix & Flip, Bridge, RTL, and Ground-Up Construction programs. With deep roots in private lending and real estate finance, he brings an extensive network of broker, borrower, and investor relationships built on consistent execution and trust, giving clients direct access to a lender who understands their business and delivers with speed and certainty.
Andres holds dual degrees from Boston University’s Questrom School of Business — in Economics and Business Administration (Finance) — and a Master’s in Real Estate from Georgetown University. He previously worked in banking at 100% Banco in Venezuela.
ELI COHEN
Chief Operating Officer Member of the Board
As Chief Operating Officer and Member of the Board, Eli oversees RBI Private Lending’s post-closing activities, including loan trading, portfolio management, and loan servicing — functions that support RBI’s long-term performance and foster trust among borrowers and investors.
Eli holds a B.S. in Supply Chain and Information Systems from The Pennsylvania State University and an M.S. in Finance from the University of Miami.
GRACE SOUEIDAN
Managing Director | Strategic Operations
A recognized expert in private lending and real estate finance, Grace brings more than 25 years of leadership across mortgage banking, private credit, and operational strategy to RBI Private Lending, where she oversees operations, credit, underwriting, and servicing across our Fix & Flip, Bridge, RTL, and Ground-Up Construction programs.
Her strength lies in simplifying complex processes and leveraging technology to make lending faster, clearer, and more reliable. Under her leadership, RBI delivers what matters most to borrowers: disciplined underwriting, predictable closings, transparent draw management, and consistent loan performance — all backed by institutional-grade systems and the judgment to execute with confidence.
Contact us
FAQ
Do you offer personal loans?
We do not offer personal loans. Our loan programs are for real estate investors.
What kind of real estate loans do you offer?
RBI Private Lending finances real estate investments. Both the purchase of properties for rent or a second residence, as well as renovations for subsequent resale. We also finance real estate development.
What are the interest rate and loan term?
Usually, our rates are 9.99%. Loan terms are 12 to 36 months. There are some closing costs such as a 1.75% origination fee.
What is the amortization type?
Most of our loans are interest only, which means a fixed interest is paid throughout the term and the full balance at maturity. For example, a $100,000 with 12 monthly terms and 9% rate will yield 12 monthly payments of $750 and a final payment of $100,000.
What happens if I sell the property or prepay the loan before maturity?
In most of our loans, there is no prepayment penalty, so you can pay the same amount of the loan before the term ends.
